An Abundant Resource – Mindset, Manifesting and Math with Allie, The Debt Free Nurse

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Tracy Bingaman

I'm Tracy 

I'm a PA who burned out, big time, and now I teach PAs to work-part time, build boundaries, start and scale business, because every PA deserves a paycheck they are proud of and to feel valued at work. I love leopard print, skiing, and my morning routine. My mission? To help PAs stop feeling overworked, underpaid and overwhelmed and start feeling valued and earning what they deserve.

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When it comes to money, it’s about mindset as much as, if not more than the math! 

The math is… the easy part. Earn more. Spend less. Pay extra. Get out of debt. Invest and save. These instructions are straightforward, but difficult to implement. That is where mindset comes into play. The mindset is the hard part, the part that takes work, and the most powerful part of getting control of your money. 

That money mindset is exactly what we talked about this week on Fulfilled – The Podcast I interviewed my gal pal Allie – known on Instagram @the_debtfreenurse – is a PICU nurse who now teaches nurses and women about how to get out of debt, control overspending, manifest abundance and work on their mindset so they can win with money BIG TIME! 

Allie shares that she tried things “the Dave Ramsey plan” and went balls-to-the-wall complete sacrifice and aggressive approach and, although effective, was not sustainable for her. She developed a way to creatively work smarter, not harder, to be intentional with her time, her shifts, her side hustle and her spending habits. Allie approaches budgeting the way she approaches nutrition – with a flexible approach that ebbs and flows as life does! 

If you are wanting to get out of debt, live in alignment and “be better” with your money, this episode of Fulfilled – The Podcast was made for you. Allie, The Debt Free Nurse shares her journey to paying off $15,000 in credit card debt and $46,000 in student loans! The best part? She worked *smarter* not harder and still spent time and money on the things she loved in the process.

We delve into identifying your core values, how to decide what’s most important, how to use creativity and selective sacrifice to make progress towards your debt and savings goals. Allie is so open and honest about her walk through divorce, struggles with anxiety and what finally happened when she tuned in, started listening to her body and stopped running. 

Allie shares her story, tips on how to get your money mindset right, how living in alignment with your core values is a key piece to the puzzle of financial freedom, and how manifesting your dreams and trusting in the universe pay dividends in life. Money is an abundant resource and rewriting the narratives we tell ourselves in managing money is a powerful force in this life. 

Allie recommends checking for leaks in your bank account with an audit to see where the money is seeping out of your account and cites this as the key to keeping money in your account. Tap to hear more of her money tips, mindset resets and how to manifest abundance!

If you are looking for a cheerleader, an encourager, and someone who keeps it real and tells it like it is, Allie is your girl!

I'm Tracy Bingaman

It's so nice to meet you... I’m a PA, skiing enthusiast, leopard-print lover, bright-lipstick-wearing badass, and a mom (to both kids and a pup).

I burned out working as a PA… BIG TIME. I quit my job, doubled my hourly income, cut my work hours in half, and built a life around what I value—not someone else’s schedule.

Now, I coach clinicians on how to go part-time, build businesses, and set boundaries so they can create careers (and lives) they actually love. 

oh hey!

Let’s make work work for you!

The Persistent Provider

Persistent Provider is a clinician who refuses to settle for burnout, imbalance, or a career dictated by someone else’s terms. They are relentless in their pursuit of better—better work-life balance, better compensation, better boundaries, and better fulfillment in medicine.

They persist by:
✅ Negotiating for the pay and schedule they deserve.
✅ Working smarter—not harder—through part-time work, business ventures, or side income.
✅ Setting firm boundaries to protect their time and energy.
✅ Redefining success on their own terms.

who I serve...

A Persistent Provider doesn’t settle—they create a sustainable, fulfilling career in medicine.

© The Bingaman Co, LLC 2025

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